Who can invest?

Anyone over the age of 18 can invest in Reg CF deals and Reg A+. However, there are investment limits based on your yearly income as well as large deals only available to accredited investors.

How do you invest?

Newchip is a marketplace that consolidates many of the deals in the private equity investment space, but we don’t directly handle the investment. You can invest directly on many investment portals and relay the information back to us to help you manage your investments.

What is the difference between an accredited and non-accredited investor?

The majority of Americans have traditionally been locked out of investing in private equity, aka startups. With the new regulation changes, Americans that do not have a net worth (clear of primary residence) of 1 Million or make under $250k per year or $300k if married are considered "non-accredited investors" and can now invest.

Are there any costs to investing?

Newchip is entirely free to investors. There are no fees to the investor through Newchip; all you pay is the investment amount through the portals. If you've deposited money into escrow to purchase offered securities through a portal and the offering has been cancelled or fails to reach its goal, the money in the account is returned to you.

How do I sell my shares?

Once an offering has successfully closed, investors will be introduced to the company’s selected transfer agent, who will be responsible for the transfer of the shares after the close. Newchip plans to launch a secondary marketplace bulletin board system to facilitate the sales of shares to other investors.

What happens if the company doesn’t reach its investment goals?

All investments are refunded. Startups must reach their goal to accept funds, making every investor the “last check.” This solves one of the major problems in traditional fundraising.